Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee charged for mortgage advice. The amount will depend on your circumstances but we estimate it will be 1% of the loan arranged.

The overall cost for comparison is 8.7% APR for customers who may have their access to credit restricted.

Echo Home Finance is a member of Mortgage Intelligence.